Personal Insurance for Commerce City Homeowners & Families
Protect your home, vehicles, and everything that matters most with personalized insurance solutions from a local independent agency. The Nevarez Agency provides homeowners, auto, renters, condo, landlord, motorcycle, RV, umbrella, and specialty insurance throughout Commerce City, Reunion, and the greater Denver metro.
17+ Years of Insurance Experience
Local Homeowner
Independent Insurance Agency
No High-Pressure Sales
Personal Insurance Built Around Your Life
No two families have the same insurance needs. Whether you're buying your first home, insuring multiple vehicles, protecting a rental property, or preparing for what's next, we'll help you build a personalized insurance plan that grows with you.
From homeowners and auto insurance to renters, condo, motorcycle, RV, umbrella, and specialty coverage, you'll have one trusted local advisor who can help keep everything working together.
Personal Insurance Coverage, Explained Simply
Homeowners Insurance
Protect your home with personalized coverage for newly built and established homes throughout Commerce City and the Denver metro.

Auto Insurance
Stay protected on every drive with personalized auto coverage and potential savings when you bundle with your homeowners policy.

Renters Insurance
Protect your belongings, personal liability, and peace of mind with affordable renters insurance.
Condo Insurance
Fill the gaps left by your HOA's master policy with coverage designed for Colorado condo owners.

Landlord Insurance
Protect your rental property, investment, and rental income with insurance designed for Colorado property owners.

Motorcycle Insurance
Ride with confidence knowing your bike and liability are protected wherever the road takes you.
RV & Recreational Vehicle Insurance
Whether you travel seasonally or year-round, we'll help protect your RV and the adventures ahead.

Specialty Insurance
Protect the assets that matter most with umbrella liability and coverage for valuable personal property.
Personal Insurance
Why Families Choose The Nevarez Agency
A Local Homeowner, Not Just Your Agent
Talea lives in the same community she serves, giving you guidance from someone who understands the neighborhoods, homes, and families of Commerce City.
Personalized Protection for Your Lifestyle
We take the time to understand your home, vehicles, and everyday needs before recommending coverage that's right for you.
Education First. Never High-Pressure Sales.
Insurance shouldn't be confusing. We'll explain your options clearly, answer your questions, and help you make confident decisions.
One Advisor for Every Stage of Life
From homeowners and auto insurance to renters, condo, umbrella, and specialty coverage, you'll have one trusted advisor as your insurance needs evolve.
Local Service You Can Count On
When you need answers, policy changes, or help with a claim, you'll work with a knowledgeable local agent who is committed to providing responsive, personal service.
Buying a New Home? Start with the Right Coverage.
Moving into a new home is exciting, but it's also the perfect time to review your insurance. We'll help make sure your homeowners coverage is in place before closing, your home is insured for today's rebuilding costs, and your policies work together to maximize protection and available discounts.
Whether you're buying in Reunion, Henderson, or anywhere in the Commerce City area, we'll help you start with confidence.
Customer testimonials on Google
Frequently Asked Questions
Do I need homeowners insurance before closing on a new home?
Yes. Your homeowners insurance should be in place before closing since the builder's coverage typically ends when ownership transfers to you.
Does The Nevarez Agency work with multiple insurance companies?
Yes. As an independent insurance agency, we compare coverage from trusted carriers to help you find the right protection for your needs and budget.
What types of personal insurance do you offer?
We provide homeowners, auto, renters, condo, landlord, motorcycle, RV, umbrella, and specialty insurance for individuals and families throughout the Denver metro.
Which areas do you serve?
We're based in Commerce City and proudly serve clients throughout the Denver metro, including Denver, Thornton, Brighton, Aurora, Westminster, Northglenn, Henderson, and Reunion.
Protect What Matters Most with Confidence
Whether you're purchasing your first home, reviewing your current policies, or looking for a local insurance advisor you can trust, The Nevarez Agency is here to help with personalized guidance and insurance solutions built around your life.



