Personal Insurance for Commerce City Homeowners & Families

Protect your home, vehicles, and everything that matters most with personalized insurance solutions from a local independent agency. The Nevarez Agency provides homeowners, auto, renters, condo, landlord, motorcycle, RV, umbrella, and specialty insurance throughout Commerce City, Reunion, and the greater Denver metro.

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17+ Years of Insurance Experience

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Local Homeowner

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Independent Insurance Agency

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No High-Pressure Sales

Personal Insurance Built Around Your Life

No two families have the same insurance needs. Whether you're buying your first home, insuring multiple vehicles, protecting a rental property, or preparing for what's next, we'll help you build a personalized insurance plan that grows with you.



From homeowners and auto insurance to renters, condo, motorcycle, RV, umbrella, and specialty coverage, you'll have one trusted local advisor who can help keep everything working together.

Personal Insurance Coverage, Explained Simply

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Homeowners Insurance

Protect your home with personalized coverage for newly built and established homes throughout Commerce City and the Denver metro.

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Auto Insurance

Stay protected on every drive with personalized auto coverage and potential savings when you bundle with your homeowners policy.

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Renters Insurance

Protect your belongings, personal liability, and peace of mind with affordable renters insurance.

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Condo Insurance

Fill the gaps left by your HOA's master policy with coverage designed for Colorado condo owners.

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Landlord Insurance

Protect your rental property, investment, and rental income with insurance designed for Colorado property owners.

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Motorcycle Insurance

Ride with confidence knowing your bike and liability are protected wherever the road takes you.

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RV & Recreational Vehicle Insurance

Whether you travel seasonally or year-round, we'll help protect your RV and the adventures ahead.

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Specialty Insurance

Protect the assets that matter most with umbrella liability and coverage for valuable personal property.

Personal Insurance

Why Families Choose The Nevarez Agency

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A Local Homeowner, Not Just Your Agent

Talea lives in the same community she serves, giving you guidance from someone who understands the neighborhoods, homes, and families of Commerce City.

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Personalized Protection for Your Lifestyle

We take the time to understand your home, vehicles, and everyday needs before recommending coverage that's right for you.

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Education First. Never High-Pressure Sales.

Insurance shouldn't be confusing. We'll explain your options clearly, answer your questions, and help you make confident decisions.

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One Advisor for Every Stage of Life

From homeowners and auto insurance to renters, condo, umbrella, and specialty coverage, you'll have one trusted advisor as your insurance needs evolve.

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Local Service You Can Count On

When you need answers, policy changes, or help with a claim, you'll work with a knowledgeable local agent who is committed to providing responsive, personal service.

Buying a New Home? Start with the Right Coverage.

Moving into a new home is exciting, but it's also the perfect time to review your insurance. We'll help make sure your homeowners coverage is in place before closing, your home is insured for today's rebuilding costs, and your policies work together to maximize protection and available discounts.



Whether you're buying in Reunion, Henderson, or anywhere in the Commerce City area, we'll help you start with confidence.

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Frequently Asked Questions

  • Do I need homeowners insurance before closing on a new home?

    Yes. Your homeowners insurance should be in place before closing since the builder's coverage typically ends when ownership transfers to you.


  • Does The Nevarez Agency work with multiple insurance companies?

    Yes. As an independent insurance agency, we compare coverage from trusted carriers to help you find the right protection for your needs and budget.


  • What types of personal insurance do you offer?

    We provide homeowners, auto, renters, condo, landlord, motorcycle, RV, umbrella, and specialty insurance for individuals and families throughout the Denver metro.


  • Which areas do you serve?

    We're based in Commerce City and proudly serve clients throughout the Denver metro, including Denver, Thornton, Brighton, Aurora, Westminster, Northglenn, Henderson, and Reunion.


Protect What Matters Most with Confidence

Whether you're purchasing your first home, reviewing your current policies, or looking for a local insurance advisor you can trust, The Nevarez Agency is here to help with personalized guidance and insurance solutions built around your life.